Tired of Late Payers? Here’s how to Manage them

20 October 2025

Late payments are a persistent pain point for Australian businesses, with CreditorWatch data consistently showing that payment delays are a leading indicator of credit risk and business failure, writes Nick Taylor, Corporate Manager, CreditorWatch. While one-off late payments can be caused by temporary cash flow issues, some customers are repeat offenders –

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Small Business Loans – What to Know before Applying

20 October 2025

Why apply for a business loan? Business loans can allow you to manage your cash flow, purchase stock or inventory and grow your business. Understanding the right option is an important first step, there are a few types of business loans and business finance options available for small business owners.

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The Hidden Tax Trap: Understanding Personal Services Income

20 October 2025

With more Australians choosing self-employment and small business ownership, many turn to company structures for tax efficiency and flexibility. The appeal is clear: companies with a turnover under $25 million benefit from a flat 25 per cent tax rate, compared to the top personal marginal rate of 45 per cent

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